Tax years 2025–2028 · One Big Beautiful Bill ActAll calculators
N.NewTaxTools
Home › Calculators › Child Tax Credit 2025

Child Tax Credit Calculator (2025)

Estimate your 2025 Child Tax Credit — $2,200 per qualifying child under the One Big Beautiful Bill Act — using official IRS Schedule 8812 rules.

Updated for tax year 2025Verified against IRS primary sourcesFree · no sign-up

Estimate your 2025 Child Tax Credit

Source: IRS Schedule 8812 (2025)
$
Estimated Child Tax Credit
–
Credit before phase-out–
Income phase-out reduction–
Your estimated credit–
NoteThis is the total Child Tax Credit and Credit for Other Dependents. Up to $1,700 per child may be refundable (Additional Child Tax Credit) if it exceeds your tax; that depends on your earned income and tax liability.

How the 2025 Child Tax Credit works

Under the One Big Beautiful Bill Act, the Child Tax Credit is $2,200 per qualifying child for 2025 (made permanent and indexed to inflation thereafter). Each qualifying child must be under 17 at year-end and have a valid Social Security number, and — new for 2025 — at least one filer must also have a valid SSN. You may also claim $500 for each other dependent.

Example. A married couple with 2 qualifying children and $415,000 MAGI. The $4,400 base is reduced by $750 of phase-out, for a credit of $3,650.

Income limits

The credit is reduced by $50 for each $1,000 (rounded up) of MAGI above $200,000 ($400,000 joint). Up to $1,700 per child is refundable if you have at least $2,500 of earned income.

How this calculator works

The tool multiplies qualifying children by $2,200 and other dependents by $500, then subtracts the phase-out: excess MAGI over $200,000 / $400,000 divided by $1,000, rounded UP, times $50 (per 2025 Schedule 8812). It shows the non-refundable-plus-ODC total; actual refundability depends on your tax liability and earned income.

Sources
  1. IRS — Child Tax Credit
  2. IRS — 2025 Schedule 8812 (Form 1040)
Disclaimer. This calculator provides simplified estimates of federal tax only and is not tax, legal, or financial advice. Figures are based on IRS guidance as of July 2026 and may change; some 2026 rules are from proposed regulations. Consult a qualified tax professional for your situation.